Check Interest Rates 2018, Processing fee ✓ Per lakh EMI ✓ ROI floating Rates ✓ Lowest fixed rates for salaried, Women and Self-employed/Professionals from Nationalized / Government Banks / Private Banks through Deal4loans.

Are you looking forward to purchase your first place? Shopping for a home is exciting, exhausting and a little terrifying, especially in this market. In the end, your plan is to end up with a home you adore at a price you can manage to pay for. Arm yourself with the list mentioned below to compare and narrow down the choices to get the best for you. To lend a helping hand to our customers, deal4loans has consolidated all the necessary information regarding current rate of interest on home loans provided by all the major banks at one place. Please keep visiting this section to check latest rate of interest for home loans.

Home loan trends April 2018: SBI home loans to get expensive by .05% due to hike in base rate of State bank of India, SBI home loan rates are in the range of 8.35% to 9.90%. You can get subsidy of 2.67lakh under Pradhan mantri awas yojana scheme.

Bank Name

Floating Interest rate

Per lac EMI

MCLR Rates

Processing Fee

Prepayment Charges

% Change in last 6 months

SBI - State Bank Of India

8.35% - 8.65%

Rs.855 - Rs.874

8.15%

0.35% of Loan Amount or Rs 10000 plus GST whichever is less, subject to minimum of Rs 2000 plus taxes

Nil

1.52%

ICICI Bank

8.35% - 8.80%

Rs.858 - Rs.886

8.20%

0.50% - 1.00% of the loan amount or Rs. 1500/- (Rs. 2000/- for Mumbai, Delhi & Bangalore), whichever is higher + applicable Service Tax & Surcharge

N.A

1.44%

HDFC Ltd

8.40% - 9.10%

Rs.858 - Rs.871

16.35%

Up to 1.25% of the loan amount or ₹ 3,000 whichever is higher, plus applicable taxes

Nil

1.98%

LIC Housing

8.35% - 8.80%

Rs.858 - Rs.886

8.15%

Upto 1 crore - 5000 + Service Tax
1 crore & above - 10000 + Service Tax

Nil

No Change

Bank of Baroda

8.30%

Rs.855

8.30%

Upto 0.5 % of loan amount + GST

N.A.

No Change

AXIS Bank

8.35% - 8.75%

Rs.858 - Rs.884

8.15%

Up to 1% of the Loan amount subject to minimum of Rs.10,000/-

Nil

0.9%

DHFL

8.35%

Rs.858

Rs.5,000 to Rs.20000 + document charges + Service Tax

NIL

2.46%

IDBI

8.35% - 8.40%

Rs.858 - Rs.861

8.80%

NIL

Nil

0.97%

Union Bank of India

8.30% - 8.35%

Rs.855 - Rs.858

8.20%

Nil under festive offer till 31.12.2017

NIL

2.5%

Bank of India

8.35% - 8.40%

Rs.858 - Rs.861

8.30%

0.25% of loan amount

Nil

2.45%

Indiabulls Housing Finance Limited

8.35% - 8.80%

Rs.858 - Rs.886

Upto 28 lacs = Rs.7500 - Rs.10000
28 lacs - 1.5 Cr = Rs. 10000 - 0.5%
1.5 Cr - 3 Cr = Rs. 25000 - 0.5
Above 3 Cr - 0.5% - 1%

NIL

2.46%

Corporation Bank

8.65% - 9.15%

Rs.877 - Rs.909

8.65%

Nil under festive offer till 31.01.2018

NIL

No Change

L&T Housing Finance

8.35%

Rs.858

0.25% plus taxes (for salaried & for self employed)

NIL

United Bank of India

8.45%

Rs.865

8.45%

Nil till 31.12.2017

N.A

Tata capital Housing Finance ltd

8.65%(For Women) - 8.90%(For Others)

Rs.877(For Women) - Rs.893(For Others)

0.20% - 0.25% of the loan amount + Service tax

N.A

N.A

Shubham Housing Development Finance Company

12%-14%(For Salaried) - 15%-17%(For Self-employed)

Rs.1101-Rs.1244(For Salaried) - Rs.1317-Rs.1466(For Self-employed)

Upto 3 Lacs - Rs 9500 + ST
3 to 6 Lacs - Rs 13500 + ST
Loan above 6 lacs - Rs. 13,500 + 3% of the loan amount over and above 6 lacs + Service Tax

N.A

HSBC Bank

8.65% - 8.75%

Rs.877 - Rs.884

8.15%

N.A

Nil

N.A

Deutsche Bank

10.50%

Rs.998

9.35%

12000 + Service Tax

Nil

N.A

Standard Chartered

8.51%

Rs.868

8.95%

10,000 plus applicable taxes

NIL

1.55%

Federal Bank

8.95% - 9.20%

Rs.897 - Rs.913

8.9%

0.50% of the limit sanctioned with a minimum of 3,000+ST, maximum of 7,500+ST

N.A

No Change

Allahabad Bank

8.30% - 8.40%

Rs.855 - Rs.861

8.25%

NIL under All bank Utsav till 31.03.2018

NIL

2.92%

Central Bank of India

8.30%

Rs.855

8.30%

Nil till 31.12.2017

Nil

2.38%

UCO Bank

8.45% - 8.75%

Rs.865 - Rs.884

8.45%

Nil till 31.12.2017

NIL

2.45%

Canara Bank

8.35% - 8.55%

Rs.858 - Rs.871

8.30%

Nil till 31.12.2017

1.96%

Kotak Bank

8.35%

Rs.858

8.60%

Upto 1.25% of Loan amount

Nil

4.65%

Dena Bank

8.25% - 8.35%

Rs.852 - Rs.858

8.25%

Nill till 31.12.2017

Nil

2.5%

Vijaya Bank

8.50%

Rs.868

8.50%

Nil till 31.12.2017

N.A

0.49%

Syndicate Bank

8.45%

Rs.865

8.45%

Nill till 31.12.2017

N.A

2.43%

Citibank

8.60% - 8.85%

Rs.874 - Rs.890

8.05%

Rs. 5000 (Application fee)

NIL

No Change

PNB Housing Finance

8.35% - 9.25%

Rs.858 - Rs.916

0.50% Or 10,000 + GST , whichever is higher.

NIL

No Change

Oriental Bank of Commerce

8.35% - 8.45%

Rs.858 - Rs.865

8.35%

Nill till 31.12.2017

NIL

No Change

Indian Overseas Bank

8.40% - 8.65%

Rs.862 - Rs.877

8.40%

A flat rate of 0.58% of the loan amount- maximum of Rs. 10,190/- There is no hidden charge. This is subject to change from time to time without prior intimation.

N.A

1.95%

Indian Bank

8.35% - 9.35%

Rs.858 - Rs.922

8.35%

N.A

Nil

2.92%

Punjab National Bank

8.35% - 8.45%

Rs.858 - Rs.865

8.15%

Nil till 31.12.2017

NIL

2.43%

State Bank of Travancore

8.30% - 8.60%

Rs.855 - Rs.874

7.95%

Festival Bonanza : 0% Processing Fee, on Top up and Home Loan (New & Take Over).Offer Valid till 31.12.17

NIL

N.A

Bank of Maharastra

8.65% - 8.75%

Rs.877 - Rs.884

8.65%

Nill till 31.12.2017

Nil

No Change

Dhanalakshmi Bank

9.80% - 10.05%

Rs.952 - Rs.968

9.8%

1.00 % of loan amount + service tax (subject to minimum of Rs. 10,000 + service tax)

N.A

Development Credit Bank

8.50% - 16.00%

Rs.868 - Rs.1391

9.72%

Nill till 31.12.2017

Nil

N.A

DHFL Vyasa Housing Finance

9.75% - 10.25%

Rs.945 - Rs.982

1% of the loan amount

N.A

GIC Housing Finance

10.25%

Rs.982

Rs.2500 + service tax

N.A

Gruh Finance Limited

8.35% - 15.05%

Rs.858 - Rs.1320

Up to 1% of the loan amount + taxes

N.A

India Infoline Housing Finance Ltd.

8.50%

Rs.868

Up to 1% of the home loan

N.A

Karnataka Bank

8.50% - 8.90%

Rs.868 - Rs.893

8.75%

0.25% with a minimum of Rs.250

N.A

Sundaram BNP Paribas Home Finance Ltd.

9.80% - 11.05%

Rs.952 - Rs.1036

Up to 0.75% of the loan amount or maximum of Rs.5,000 + taxes

N.A

National Trust Housing Finance Ltd.

13.5% - 15.5%

Rs.1207 - Rs.1354

2.50% of the amount Or Rs.5000/-

N.A

Orange City Housing Ltd.

14%

Rs.1244

1% of the loan amount + taxes

N.A

Reliance Home Finance Private Ltd.

8.35%

Rs.858

1% of the loan amount + taxes

N.A

Repco Home Finance Ltd.

8.30%

Rs.855

Up to 1% of the loan amount + taxes

N.A

Before apply for home loan, Calculate your home loan emi with Home Loan EMI Calculator

Disclaimer: Please note that the interest rates given here are based on the market research. To enable the comparisons certain set of data has been reorganized / restructured / tabulated .Users are advised to recheck the same with the individual companies / organizations. This site does not take any responsibility for any sudden / uninformed changes in interest rates.