Business Loan

Business Loan Fees and Charges TATA Capital

Why Tata Capital ?

Running a successful business is not an easy task. There are always ups and downs that you, as a business owner face. We, at Tata Capital, understand that meeting every financial need is not simple and sometimes you do need a helping hand.

We take special pride in being that institution that can help you when you need help the most. We also give you the option of choosing what kind of loan you would need. This helps in routing that fund in the right direction and give you the boost you need. Be it project funding, the working capital requirement for raw materials purchase, term loans for machinery or bank overdraft, we have the solution that you are looking for.

  • Quick disbursement: Once all your documents are in place, your loan from Tata Capital can be disbursed within 3 business days.
  • Business Loan Interest Rates: Tata Capital believes in applying the best market practices and adheres to the principle of giving its valuable customers the best business loan interest rates.
  • Guarantee: We offer you commercial loans with no additional collateral or guarantee.
  • Flexible EMI option: We give you the option and convenience of to customise your monthly loan repayment instalment that is best suited for your company's cash flow.
  • Complete access: You will have complete online access to your loan account and can keep track of your EMI schedule, interest paid on each EMI and interest certificates.
  • SME & MSME Loans: You can choose to fund your small or medium sized enterprises using SME loan. There are various factors to be considered to get approval.
Business Loan Fees & Charges
PDC ChargesRs. 850
Bouncing Charges (per event)Rs. 450
Cancellation Charges2% of business loan amount or Rs. 5750 whichever higher
Duplicate NOCRs.550
Swapping Charges (for payment mandate)Rs.600
Foreclosure Charges4.5% of the principal outstanding at the time of foreclosure along with applicable taxes, if any
Foreclosure Charges for Top Ups2% on future principal outstanding on existing business loan + GST
Duplicate Repayment ScheduleRs. 550
Legal action under Section 138 of Negotiable Instruments Act, 1881, and/or Section 25 of Payments and Settlements Systems Act, 2007Rs. 3400
Initiation of Arbitration proceedingsRs. 4000
Obtaining of Receiver Order from a District CourtRs. 4000
Obtaining of Receiver Order from the High CourtRs. 13500
Issue of Legal Notice (per notice)Rs. 125 to Rs. 300
Execution of AwardRs. 5600

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