SBI Super Bike Loan , SBI Two Wheeler Loan Scheme
- Loan ID : N022
- 46
- 0
- Car Loan
- State : Himachal Pradesh
- City : Shimla
SBI Super Bike Loan Scheme, SBI Two Wheeler Loan Scheme
Purpose | Purchase of new super bikes( Bikes with 500 cc or more engine capacity) |
Margin | 15% of "Ex-showroom Price" of the vehicle |
Age | Age of the applicant should be between21-65 years. |
Eligibility | (i) Regular employees of State/Central Govt., Public Sector Undertakings, corporations, private sector companies, and reputed establishments. (ii)Professionals, Self-employed, Businessmen, proprietary/partnership firms and others who are income tax assesses. (iii) Persons engaged in agriculture and allied activities can also avail this scheme. Income Tax return is not required in case of agriculturists. |
Minimum Income Criteria | i) Salaried: Net Annual Income of applicant and/or co-applicant if any, together should be Rs 6 Lacs and above. ii) Self-employed, Professionals, Proprietary/Partnership firms and Businessmen: Net Profit or Gross Taxable income of Rs. 6 Lacs p.a. (income of co-applicant can be clubbed together for Self-employed, Professionals and Businessmen) as per ITR after adding back depreciation and deducting repayment of all existing loans iii) Agriculturists: Net annual income of applicant and/or co applicant together to be Rs. 6 Lacs |
Maximum repayment period | Maximum upto 5 years |
Interest Rate | Click here to view the interest rates |
Processing fee | Click here to view the Processing Fee |
Documents required | The following papers are to be submitted along with loan application: i) Statement of Bank account of the borrower for last 6 months. ii) 2 Passport size photographs of borrower/guarantor (s). iii) Signature identification from bankers of borrower/guarantor (s). iv) A copy of passport /voters ID card/PAN card. v) Proof of residence by way of tax receipts, telephone bill, electricity bill or any other document that comply with the regulatory and/or KYC requirements. vi) Latest salary-slip showing all deductions and TDS certificate-Form 16 in case of salaried persons. vii) Copy of Income Tax Return for last two financial years, duly acknowledged by ITO for professionals, self-employed and others. IT Return is not mandatory in case of agriculturists. viii) Proof of official address for non-salaried individuals. |
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