Gold loan

Apply online for Gold Loan in Axis Bank

Liquidate your gold quickly to meet your monetary needs.

✔ Quick Disbursement
✔ Same day loan disbursement against gold and gold ornaments
✔ Gold Kept Safely
✔ Gold is kept secure in bank vaults
✔ No Foreclosure Charges
✔ No extra charges on foreclosure
✔ Loan Amount
✔ Minimum -Rs. 25,001
✔ Maximum - Rs. 20,00,000

Loan Features and Benefits

Get high-value loans
From Rs. 25,001 to Rs. 20,00,000/-

Avail of quick loan disbursements
Same day loan disbursement

Foreclose your loan without any extra charges
No extra charges on foreclosure

Choose your tenure
From 6 months to 36 months

Use gold ornaments to get a loan
Get loans against gold ornaments & gold coins

Store your gold securely
Gold is kept safe in bank vaults

Axis eDGE Reward points

Earn Axis eDGE reward points on your transactions and redeem your points for over 500 rewards; recharges & bookings; In-store and online shopping.

You can earn:

  • 150 points on disbursement of your Gold Loan

Loan Eligibility & Documentation


Individuals who are eligible for a Loan against Gold

  • Those between the ages of 18 and 75

Keep your documents ready

  • Signed application form
  • 2 passport size photographs
  • ID proof
  • Address proof
  • Signature proof
  • PAN Card/Form 60
  • Age proof
  • Post-disbursement documents (if any)

Loan Interest Rates and Charges

Interest Rates & Charges
Rate of Interest14.50% to 17%
Processing Fee1% plus GST as applicable
Foreclosure ChargesNIL
Valuation ChargesRs.500
Part Payment ChargesNil
Penal Interest2% per month on overdue amount

Goods and Services tax (GST) will be charged extra as per the applicable rates, on all the charges and fees (wherever GST is applicable)

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