Home Loan Eligibility & Documents Bajaj Finserv

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Home Loan Eligibility ✔ Home Loan Documents ✔ Check Home Loan Eligibility ✔ Check the List of Documents Required for Home Loan in India ✔ Home Loan Eligibility Criteria ✔ Housing Loan Requirements ✔ Avail Lowest Interest Rate on Home Loan from Bajaj Finserv ✔ Apply for Easy Home Loan Online

Home Loan Eligibility Criteria

At Bajaj Finserv, the Home Loan eligibility criteria is defined by various factors as mentioned below:

  • You are an Indian resident.
  • You are between 25-58 years of age.
  • You are a salaried individual with a work experience of 3 years or more
  • The minimum loan amount is Rs.30 lakh and maximum Rs.10 crores.
CitiesMinimum Net Salary Per Month (Rs.)Minimum Property Value (Rs.)
Delhi, Mumbai5000040 Lakh
Bangalore, Chennai, Faridabad, Ghaziabad, Gurugram, Hyderabad, Noida, Pune, Thane4500030 Lakh
Ahmedabad, Aurangabad, Baroda, Bhopal, Bhubaneswar, Calicut, Chandigarh, Cochin, Coimbatore, Goa Indore, Jaipur, Jamnagar Jodhpur Kolhapur Kolkata, Lucknow Madurai, Mysore, Nagpur, Nasik, Rajkot, Surat, Tiruchirappalli Trivandrum, Vapi Vijayawada, Vizag3000020 Lakh

*Kindly note that the list of documents mentioned is indicative. During loan processing additional documents may be asked for. The same will be appropriately communicated to you as and when required.

Documents Required for Home Loan

If you are applying for a Home Loan, then here’s an exhaustive list of the home loan documents you will need to submit with your loan application.

Yes
Application form
PhotographYes
Identity proof (Any one)Voter's ID card / Driving license / Job card issued by NREGA / Aadhaar card / PAN card (PAN card only as identity proof)
Address proof (Any one)Passport / Voter's ID card / Driving license / Aadhar card
Income detailsForm 16 /Latest salary slips
Bank account statementsFor last 6 months

These are some of the basic documents required for Home Loan. You might need to submit some additional documents, if the need arises.

Q1. How to check Home Loan eligibility?

A. To know your Home Loan eligibility, you need to provide some basic information such as your locality, date of birth, net monthly salary, any other income source, tenure of your choice, current EMI obligation etc.

Q2. What is the Eligibility Criteria for Home Loan?

A. The primary eligibility criteria required to apply for a Home Loan from Bajaj Finserv is that you should be a salaried professional between 25-62 years of age. In order to read about documents that would be required, check eligibility criteria for Home Loan.

Q3. How to determine maximum Home Loan eligibility?

A. The maximum Home Loan that you can avail of depends on your creditworthiness. Based on the documents, your monthly income, financial liabilities, your maximum Home Loan amount will be computed.

Home Loan Interest Rates Bajaj Finserv

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