Home Loan Interest Rates Bajaj Finserv

Published date: November 20, 2017
Modified date: November 22, 2017

Bajaj Finserv Offers Lowest Home Loan Interest Rates in India ✔ Minimum Processing Fees ✔ 3 EMI Holiday ✔ NIL Loan Statement Charges ✔ NIL Interest and Principle Statement Charges ✔ NIL Foreclosure Charges ✔ NIL Part Prepayment Charges ✔ Check Latest Housing Loan Interest Rate ✔ Home Loan Eligibility ✔ Apply for Home Loan Online ✔ Get Best Home Loan Offers at Affordable Rates and Instant Approval

Current Home Loan Interest Rates: Fees and Charges

Types of feesCharges applicable
Rate of interest8.35%
Processing fees1% of the loan amount for salaried individuals
Loan statement chargesNIL
Interest & principle statement chargesNIL
PDC swap chargesNIL
EMI bounce chargesRs.2500 for every bounce
Penal interest2.00% p.m
Secure feeRs. 4999/-

*Applicable following 1st EMI clearance.

Foreclosure Charges

Borrower Type: Interest TypeTime Period (Months)Foreclosure charges
Individual: Floating rate>1Nil
Non-Individual: Floating rate & All borrowers: Fixed rate>14% plus applicable taxes
  • For Term Loan on principal outstanding
  • For Line of credit (Flexi Pure) Charges will be calculated on sanctioned limit
  • For Flexi Saver (Dropline Flexi) charges will be calculated on current Dropline limit

Part prepayment charges

Borrower Type: Interest TypeTime Period (Months)Part payment charges
Individual: Floating rate>1Nil
Non-Individual: Floating rate & All borrowers: Fixed rate>12% plus applicable taxes on part payment amount paid
  • Part payment made should be more than 1 EMI.
  • Charges not applicable for Line of credit (Flexi Pure) & Flexi Saver (Dropline Flexi)

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