Home Loan Service for Salaried & Self Employed

  • Loan ID : N0187
  • 7
  • 1

Home loans are secure loans provided by banks and financial institutions for purchase of new as well as resale properties, construction of existing house. Home loans available to purchase new residential even plots and builder properties. This loan is available both for salaried and self employed customers.

Buying a home fulfills the dream of having a dream home and creates wealth for the customer in future. when someone is going to buy a property, he/she prefer to go for a home loan as home loans offered by different banks can goes upto 80% of the property value at the time of buying, making the customer easy to pay rest 20% of the property from his/her fund. One cannot able to buy a property from his own savings enforcing the customer to take a home loan from banks making him easier to own a house. The rate of interest is very low as compared to all other loans.

The home loans are available in the market for a longer tenure ranging from 5 years to 25 years allowing the customer to repay the emi''s more comfortable with growing income over the years. The customer can get tax benefits under 80C of the Indian income tax act. The loan amount depends on income, obligations, and retirement age and property value of the customer.

Unique Benefits of Home Loan:

  • Home loans are long term loans upto 25 years and loan amount can be 80% of the market value enabling
  • customer to repay comfortably.
  • The rate of interest is very low as compared to other loans making low emi for the customer.
  • Property can be purchased jointly and income of applicant and co-applicants can be added for higher loan

Loan Eligibility:

  • Customer can avail tax benefits under 80C.
  • Banks/NBFC''S keep original property papers till completion/closure of the loan.

Loan Age Limit and Criteria:

  • Minimum Age for applying loan is 21 years and maximum age limit is 60 years for salaried customer and 70 years for self employed customer.

Documents for Home Loan:

  • ID proof, Residence proof of all applicants.
  • Complete chain of property papers copy with sanctioned map of the proposed property.
  • Salary slip, form 16/ITR, all Bank statements, all running loan details/documents etc. for salaried customers.
  • Complete financials like ITR, Balance sheet, P/L, audit report and all annexure copy for self employed
  • customers.
  • Bank Statements for 6 months and all loan schedule copy.
Our service range comprises of Business Loan, Business Loan Service, and Commercial Loan.
Our offered service is famous amongst clients for execution as per
client need and timely completed. Apart from this, we render these loan
services at the market leading prices. Since the inception of our firm,
we have been well-supported by our team of highly skilled professionals.
Our employees are carefully recruited through rigorous selection
procedures conducted by our team of human resource professionals.
Furthermore, they are trained regularly to enhance their technical
skills as per our organizational goals. Also, we maintain a cordial
relationship with our patrons due to our vast industrial experience,
timely execution, quality assurance, and transparent business policies.

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    Home Loan Services by Harpreet:

    Keeping in view assorted requirements and demands of our honored clientele, we are competent to render Home Loan Services to our customers. Our service is accomplished using the advanced techniques.