Loan Against Shares

Apply for Loan Against Shares Bajaj Finserv

A loan against shares enables you to borrow funds against listed securities such as shares, mutual funds, insurance and bonds to meet your current financial needs. You can opt for this loan when you need instant liquidity for your personal/business needs and you are sure to pay it back in few months.

Loan against Shares: Features and Benefits

Loan against shares is the best way to sort your financial needs without liquidating your assets. Read on to know more about the unique benefits of taking a Loan against Shares from Bajaj Finserv:

Instant online approval

Get instant approval for a Loan against Shares online while sitting at your home.Wish to know how to apply for a Loan against Shares. Just follow these simple steps:

  • Log on to our website
  • Fill in the applications form
  • Get an in-principal approval within 5 minutes
  • Wait for our representative to call and help you with the rest of the process.

Loans up to Rs. 10 Cr

We practically offer the highest loan amount on Loan against Shares in India. Now pursue your business/personal aspirations by pledging your shares to us without having to sell them.Check your eligibility and documents required for a Loan against Shares.

No guarantors. No collateral.

You don't need to provide any Guarantors or give any collateral to avail our Loan against Shares, even when you apply online.Just use our EMI calculator to manage your EMIs and read more on our fees and charges.

Part pre-payment facility

Pre=pay your loan at any interval as per the liquidity available with you.

Nil foreclosure charges

In case you choose to foreclose your loan anytime during your tenor after the first EMI is paid, you can do so without any added foreclosure charges.

Security swapping

Get the security to swap flexibility as per your convenience and need.

Online account access

Once you’ve availed a Loan against Shares from Bajaj Finserv, you can get all information about your loan like payment schedule, interest certificate, repayment track and key information related to your loans through our digital customer portal.

Dedicated relationship manager

A single contact point from Bajaj Finserv known as Relationship Manage will be available to you 24x7 to help you with all your requests.

EMI card

As a Loan against Shares customer form Bajaj Finserv, get an EMI Card, a pre-approved loan for your Consumer Durable or Lifestyle product needs valid across 140 cities and 12000+ outlets across India, absolutely free.

Preapproved offers

As an existing and valued customer of Bajaj Finserv, you will be eligible to get exclusive pre-approved offers from us. These offers may include a top-up loan or even reduction of rates from time to time.

Loan against Shares Eligibility:

The Loan against Shares eligibility parameters require you to be:

  • An Indian Resident
  • At least 25 years of age when the loan is sanctioned
  • A salaried professional with a regular source of income
  • The minimum value of your securities should be Rs. 25 lakh.

As of now, the Loan against Shares from Bajaj Finserv is available in the following cities:

  • Ahmedabad
  • Bangalore
  • Chennai
  • Cochin
  • Delhi
  • Hyderabad
  • Indore
  • Jaipur
  • Kolkata
  • Lucknow
  • Ludhiana
  • Mumbai
  • Nagpur
  • Pune
  • Rajkot
  • Surat
  • Vizag

Loan against Shares Documents:

Application form
Identity Proof
Address proof
Signature Proof
Date of Birth Proof
Income Details with your latest pay slip and form 16 for the past 2 years and last 6 months Demat statement
Bank Account Statements for the last 3 months

Fees and Charges Table:
Get the best loan against securities interest rate at these nominal fees and charges:

Rate of Interest9% – 12%
Processing fees0.25%** to 1.00% of loan amount
Loan statement chargesNIL
Interest and principle statement chargesNIL
PDC Swap ChargesNIL
Cheque bounce chargesRs. 1000 for every bounce
Penal interest2% pm
Prepayment feesNIL
Foreclosure chargesNIL
Secure fees*Rs. 1,999

* Applicable only for instant 5 min online approval process
** Applicable to Online LAS application

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