Personal Loan

Personal Loan Eligibility Criteria

HDFC Bank offers Personal Loan in India to salaried individuals. You can check your personal eligibility in no time now. If you are an existing HDFC Bank account holder, you can also check your eligibility for a pre-approved loan by logging into your NetBanking.

Our processes are easy, quick and hassle-free even if you are not banking with us.

You are eligible to apply for a Personal Loan if you fall under the following criteria

ProfessionWorking in private limited companies, or public sector undertakings (including central, state, and local bodies)
Eligible Age21 to 60 Years
Required Work ExperienceAt least 2 years, of which 1 year must be with current employer
Minimum Monthly Income for EligibilityRs. 15,000 (Rs.20K in Mumbai, Delhi, Bengaluru, Chennai, Hyderabad, Pune, Kolkata, Ahmedabad, Cochin)

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