Personal Loan Features and Benefits

  • Loan ID : N0162
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Personal loan by Bajaj Finserv comes with instant approval and disbursal within just 24 hours! Borrow up to Rs.25 lakh without the need to pledge any collateral. Simply meet Bajaj Finserv’s simple eligibility criteria and submit your basic documents to avail the money that you need. Repay your loan with ease with our flexible repayment tenors ranging from 12 months to 60 months.

Here's a look at some of the features and benefits of a Bajaj Finserv Personal Loan:

Pay up to 45% lower EMI :

Meet your expenses with a Flexi Personal Loan and reduce your instalment by up to 45% with interest-only EMIs. Borrow as often as you need to from your loan account without the need for multiple applications for additional documentation.

Instant approval

Meet the basic eligibility criteria, share just a few details and have your online personal loan application approved instantly – in under 5 minutes.

Minimal documentation

Follow the simple steps in the loan application process and submit the basic documents required to avail your loan.

Money in bank in 24 hours

Bajaj Finserv offers India’s fastest personal loan – with disbursal in just 24 hours of your loan getting approved. Just think it, and get the money in your bank account.

Flexible tenors

With loan up to Rs.25 lakh on offer, you can meet any financial obligation without a hassle. Borrow as much as you need and repay it over flexible tenors ranging from 12 months to 60 months.

Pre-approved offers

Make the most of easy pre-approved loan offer by Bajaj Finserv. If you are an existing customer, all you need to do is to share your basic contact details, share your one-time password (OTP) and check your pre-approved offer.

Collateral-free loan

Bajaj Finserv Personal Loan is unsecured loan – this means you can borrow the money that you need without having to worry about pledging any collateral.

No hidden charges

What you see is what you get. With easy to understand terms and conditions, your Bajaj Finserv Personal Loan is transparent. There are no hidden charges. Stay fully informed about your loan by reading the terms and conditions.

Online loan account

Manage your loan EMIs, check your statement of account (SOA), find your repayment schedule, access the loan terms and conditions or prepay your loan anytime, anywhere with an easy to use online loan account.

Check your loan eligibility and calculate your EMIs with our easy-to-use Eligibility Calculator and EMI Calculator.

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