Personal Loan in Kakinada

  • Loan ID : N0174
  • 45
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Kakinada falls under the southern part of the state of Andhra state. There is a range of many fertilize plants. It is rich in terms of its inhabitants and also in terms of its size.

Different Banks and their Interest rates and other Requirements for availing a Personal Loan



BanksRate of InterestProcessing FeesLoan AmountPayment ChargesDisbursal TimePart Payment Option
ICICI Bank11% - 17.50%Rs.999 for Special offers otherwise 1% - 2.5%Rs.50,000 - Rs.20,00,000

Nil (For Loan amount >10 lacs & 12 EMI paid), else 5%


3 - 4 working days


HDFC Bank(10.99 - 20.99)%

Rs.1999 - 2.5%


Min. 50,000 Max. as per eligibilityNil (For Loan amount>10 lakhs and 12 EMI paid), else 4%

3 - 4 Days


Standard Chartered(11.50 - 18)%

(0 – 1)%


Rs.(1,00,000 - .30,00,000)


Upto 5%


3-4 Working days


Bajaj Finance(11.99 - 16)%

Upto 2%


Upto Rs.25 Lacs


Upto 4% post 1st EMI clearance


Approval In 48 Hours


IndusInd Bank

(12.99- 20)%


(0.5 -2)%


Rs.(1,00,000 - .25,00,000)




4 working days


Citibank(11.4 to 16.50)%A)Upto 2.0% + 0.5% (waiver on PF)
B)Special surprise gift from Citi Bank 

Rs.(1,00,000 - 30,00,000)


Upto 3%


48 hours


Fullerton India(11.99 – 26)%



Rs.(50,000 - .15,00,000)

Upto 7.00%, 0% after 3 years


2-8 days


HDB Financial Services

(16 – 21 )%


up to 2%

Rs.(100,000 to .15,00,000 )


A)Nil for Selected Corporates Employees (CAT A & B).

B)4% for rest

(2 days - 7 days)



Loan Eligibility

Banks are such institution which lends money to the borrowers based on various factors such as the total income of the person, employment, continuity of the business.

Banks have to make sure that the personal loan is paid on time along with the interest rate before the due date.

In which category are you considered? Are you salaried or Self-employed?


  • Metro city: Minimum Salary required is RS15,00 Per month
  • Other cities: Minimum Salary is RS12,500 Per month

Self –Employed

  • Metro city: Minimum ITR is rs150000
  • Other cities: Minimum ITR is Rs 150000

List of Documents:

Identity proof: Not to forget to carry the prudent set of documents such as the Pan card or password or a Driving License.

Birth certificate, Voters card or a Lic policy can also be used as a paper proof.

{Note: Anyone of the above can do}

Address Proof: The telephone phone, electricity bill, Title deed of the property or a rental agreement can act as a source of proof.

{Note: Anyone of the above can do}

Advantages of Personal Loan in Kakinada

Loan Amount: We can apply for a personal loan up to RS25 lakh as per our financial needs.

Flexibility: With a provision of EMI Calculator, we can calculate the estimated amount of the major monthly payment. Also, the repayment period can last upto 12 to 60 months.

Approval: It is an overall quick process. Once the loan has been applied, there will be a fast approval.

Quick Disbursal:  Once the loan has been sanctioned, the amount will be credited within 48 hours

Flexible Personal Loan: With a flexible loan taken, we can withdraw as many timmes as we want. The intrest has to be paid only on the consumed amount.

Less Documentation: There is few paperwork required, and we can avail for a personal loan.

Online Portal: With the online medium user can check, withdraw and pay and access to the loan anytime and anywhere.

Collateral Free Loan: Personal Loan does not require any form of collateral to be submitted. It is a completely hassle free method.

Apply for a personal loan at Apply-loan and lead a fulfilling life!

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