Personal Loan in Kakinada

  • Loan ID : N0175
  • 4
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BanksRate of InterestProcessing FeesLoan AmountPayment ChargesDisbursal TimePart Payment Option
ICICI Bank11% - 17.50%Rs.999 for Special offers otherwise 1% - 2.5%Rs.50,000 - Rs.20,00,000Nil (For Loan amount >10 lacs & 12 EMI paid), else 5%3 - 4 working daysNo
HDFC Bank(10.99 - 20.99)%Rs.1999 - 2.5%Min. 50,000 Max. as per eligibilityNil (For Loan amount>10 lakhs and 12 EMI paid), else 4%3 - 4 Daysno
Standard Chartered(11.50 - 18)%(0 – 1)%Rs.(1,00,000 - .30,00,000)Upto 5%3-4 Working daysYes
Bajaj Finance(11.99 - 16)%Upto 2%Upto Rs.25 LacsUpto 4% post 1st EMI clearanceApproval In 48 HoursYes
IndusInd Bank(12.99- 20)%(0.5 -2)%Rs.(1,00,000 - .25,00,000)4%4 working daysNo
Citibank(11.4 to 16.50)%A)Upto 2.0% + 0.5% (waiver on PF)
B)Special surprise gift from Citi Bank
Rs.(1,00,000 - 30,00,000)Upto 3%48 hoursYES
Fullerton India(11.99 – 26)%2%Rs.(50,000 - .15,00,000)Upto 7.00%, 0% after 3 years2-8 daysno
HDB Financial Services(16 – 21 )%up to 2%Rs.(100,000 to .15,00,000 )

A)Nil for Selected Corporates Employees (CAT A & B).

B)4% for rest

(2 days - 7 days)NO
Banks offer Loan to borrowers depending on various factors such as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date. The eligibility criterion of a personal loans is primarily based on the work profile of a loan seeker which is broadly divided into the following two classes:
SalariedSelf Employed
Metros: Minimum Salary Required is Rs. 15000/- p.m
Other Cities: Minimum Salary is Rs. 12500/- p.m
Metros: Minimum ITR Rs. 150000/-
Other Cities: Minimum ITR Rs. 150000/-

Banks are someone who offer loan to the borrowers

Banks offer Loan to borrowers depending on various factors such as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date. The eligibility criterion of a personal loans is primarily based on the work profile of a loan seeker which is broadly divided into the following two classes:
SalariedSelf Employed
Metros: Minimum Salary Required is Rs. 15000/- p.m
Other Cities: Minimum Salary is Rs. 12500/- p.m
Metros: Minimum ITR Rs. 150000/-
Other Cities: Minimum ITR Rs. 150000/-

Banks are such institution who lends money to the borrowers based on various factors such as the total income of the person, employment, continuity of the business.

Banks have to make sure that the personal loan is paid on time along with the interest rate before the due date.

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