Collecting and gathering funds is a major task. Many things pop-up into our lives. From home renovation to a holiday trip we need to collect money for each and everything. Personal loan acts as a major fit to help serve and act as a best fit. Karimnagar falls under the state of Telangana, and it is one of the fastest-growing urban settlements. It is known as a public health and education hub with a large number of industries.

Advantages of Availing a Personal loan in Karimnagar

Instant online approval

We can get instant approval on a Personal Loan.

Money in the bank for 24 hours

The money is something that will be transferred to the bank within 24 hours of approval.

Amount of loan :

We can avail a loan uptoRs2.5 lakh to meet the business requirements.

Collateral free loan

There is an option for getting a collateral-free loan

Lower EMI

There is an option that we can pay a smaller amount of EMI in Flexi-plan option.

Transparency

The entire loan scheme is transparent. There is a need to pay any extra charges or fees.

Different Banks and their Interest rates

Banks	Rate of Interest	Processing Fee	Loan Amount	Prepayment Charges	Disbursal Time	Pre-Payment Options
Fullerton India	(11.99 - 26)%	2%	Rs.50,000 - Rs.15,00,000	Upto 7.00%, 0% after 3 years	2-8 days	No
IndusInd Bank	12.99% - 20%	0.5% -2%	Rs.1,00,000 - Rs.25,00,000	4%	4 working days	No
HDFC Bank	(10.99 - 20.99)%	Rs.1999 - 2.5%	Min. 50,000 Max. as per eligibility	Nil (For Loan amount>10 lakhs and 12 EMI paid), else 4%	3 - 4 Days	No
HDB Financial Services	16% - 21%	up to 2%	Rs.100,000 to Rs.15,00,000	Nil for Selected Corporates Employees (CAT A & B). 4% For Rest	2 days - 7 days	No
ICICI Bank	11% - 17.50%	Rs.999 for Special offers otherwise 1% - 2.5%	Rs.50,000 - Rs.20,00,000	Nil (For Loan amount >10 lacs & 12 EMI paid), else 5%	3 - 4 working days	No
Citibank	11.49% to 16.50%	Upto 2.0% + 0.5% (waiver on PF) Special surprise gift from Citi Bank	Rs.1,00,000 - Rs.30,00,000	Upto 3%	48 hours	Yes
Bajaj Finance	11.99% - 16%	Upto 2%	Upto Rs.25 Lacs	Upto 4% post 1st EMI clearance	Approval In 48 Hours	Yes
Tata Capital	11.99% - 17%	Rs.999-2.50%	Rs.75,000 - Rs.15 Lacs	Part Prepayment Charges: Nil (Allowed Post 6 months, Once a year, 25% of Principal Outstanding)	Loan disbursement in 3-4 days	Yes
Standard Chartered	11.50% - 18%	0 - 1%	Rs.1,00,000 - Rs.30,00,000	Upto 5%	3-4 Working days	Yes
Kotak Bank	(10.50 - 16.99) %	0.99% - 2.5%	Rs.100,000 - Rs.20,00,000	Zero (if loan Amount is more than 10 lakhs) Else 5%	3 - 4 working days	Yes

Eligibility Check

We can check our eligibility by using a Personal loan eligibility calculator or a Personal loan EMI calculator.

Collecting and gathering funds is a significant task — many things pop-up into our lives. From home renovation to a holiday trip we need to raise money for each and everything. Personal loan acts as a significant fit.

Difference between the 2 classes

Salaried	Self-employed
Metros: Minimum Salary is Rs15,000 Per month	Metros: Minimum ITR is rs150000/-
Other city: Minimum Salary is Rs12,500 Per month	Other city: Minimum ITR is Rs15,0000/-

Documentation Process: Age proof, Income proof and Past banking history is required.

Eligibility Check

We can check our eligibility by using a personal loan eligibility calculator or a personal loan emi calculator.

Collecting and gathering funds is a major task. Many things pop-up into our lives. From home renovation to a holiday trip we need to collect money for each andeverything. Persoanl loan acts as a major fit to help serve and act as a best fit.