Personal Loan in Karimnagar
- Loan ID : N0176
- 1056
- 0
- Personal Loan
- State : Andhra Pradesh
- City : Guntur
Collecting and gathering funds is a major task. Many things pop-up into our lives. From home renovation to a holiday trip we need to collect money for each and everything. Personal loan acts as a major fit to help serve and act as a best fit. Karimnagar falls under the state of Telangana, and it is one of the fastest-growing urban settlements. It is known as a public health and education hub with a large number of industries.
Advantages of Availing a Personal loan in Karimnagar
- Instant online approval
We can get instant approval on a Personal Loan.
- Money in the bank for 24 hours
The money is something that will be transferred to the bank within 24 hours of approval.
- Amount of loan :
We can avail a loan uptoRs2.5 lakh to meet the business requirements.
- Collateral free loan
There is an option for getting a collateral-free loan
- Lower EMI
There is an option that we can pay a smaller amount of EMI in Flexi-plan option.
- Transparency
The entire loan scheme is transparent. There is a need to pay any extra charges or fees.
- Different Banks and their Interest rates
Banks | Rate of Interest | Processing Fee | Loan Amount | Prepayment Charges | Disbursal Time | Pre-Payment Options |
Fullerton India
| (11.99 - 26)%
| 2%
| Rs.50,000 - Rs.15,00,000
| Upto 7.00%, 0% after 3 years
| 2-8 days
| No |
IndusInd Bank | 12.99% - 20%
| 0.5% -2%
| Rs.1,00,000 - Rs.25,00,000
| 4%
| 4 working days
| No |
HDFC Bank | (10.99 - 20.99)% | Rs.1999 - 2.5%
| Min. 50,000 Max. as per eligibility | Nil (For Loan amount>10 lakhs and 12 EMI paid), else 4% | 3 - 4 Days
| No |
HDB Financial Services
| 16% - 21%
| up to 2%
| Rs.100,000 to Rs.15,00,000
| Nil for Selected Corporates Employees (CAT A & B).
| 2 days - 7 days
| No |
ICICI Bank | 11% - 17.50% | Rs.999 for Special offers otherwise 1% - 2.5% | Rs.50,000 - Rs.20,00,000
| Nil (For Loan amount >10 lacs & 12 EMI paid), else 5%
| 3 - 4 working days
| No |
Citibank
| 11.49% to 16.50% | Upto 2.0% + 0.5% (waiver on PF)
| Rs.1,00,000 - Rs.30,00,000
| Upto 3%
| 48 hours
| Yes |
Bajaj Finance | 11.99% - 16% | Upto 2% | Upto Rs.25 Lacs | Upto 4% post 1st EMI clearance | Approval In 48 Hours
| Yes |
Tata Capital | 11.99% - 17% | Rs.999-2.50%
| Rs.75,000 - Rs.15 Lacs
| Part Prepayment Charges: Nil (Allowed Post 6 months, Once a year, 25% of Principal Outstanding)
| Loan disbursement in 3-4 days
| Yes |
Standard Chartered | 11.50% - 18% | 0 - 1% | Rs.1,00,000 - Rs.30,00,000 | Upto 5%
| 3-4 Working days
| Yes |
Kotak Bank | (10.50 - 16.99) % | 0.99% - 2.5%
| Rs.100,000 - Rs.20,00,000
| Zero (if loan Amount is more than 10 lakhs) Else 5% | 3 - 4 working days
| Yes |
Eligibility Check
We can check our eligibility by using a Personal loan eligibility calculator or a Personal loan EMI calculator.
Collecting and gathering funds is a significant task — many things pop-up into our lives. From home renovation to a holiday trip we need to raise money for each and everything. Personal loan acts as a significant fit.
Difference between the 2 classes
Salaried | Self-employed |
Metros: Minimum Salary is Rs15,000 Per month | Metros: Minimum ITR is rs150000/- |
Other city: Minimum Salary is Rs12,500 Per month | Other city: Minimum ITR is Rs15,0000/- |
Documentation Process: Age proof, Income proof and Past banking history is required.
Eligibility Check
We can check our eligibility by using a personal loan eligibility calculator or a personal loan emi calculator.
Collecting and gathering funds is a major task. Many things pop-up into our lives. From home renovation to a holiday trip we need to collect money for each andeverything. Persoanl loan acts as a major fit to help serve and act as a best fit.
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