Personal Loan in Karimnagar

  • Loan ID : N0176
  • 6
  • 0

Collecting and gathering funds is a major task. Many things pop-up into our lives. From home renovation to a holiday trip we need to collect money for each and everything. Personal loan acts as a major fit to help serve and act as a best fit. Karimnagar falls under the state of Telangana, and it is one of the fastest-growing urban settlements. It is known as a public health and education hub with a large number of industries.

Advantages of Availing a Personal loan in Karimnagar

  • Instant online approval

We can get instant approval on a Personal Loan.

  • Money in the bank for 24 hours

The money is something that will be transferred to the bank within 24 hours of approval.

  • Amount of loan :

We can avail a loan uptoRs2.5 lakh to meet the business requirements.

  • Collateral free loan

            There is an option for getting a collateral-free loan

  • Lower EMI

There is an option that we can pay a smaller amount of EMI in Flexi-plan option.

  • Transparency

The entire loan scheme is transparent. There is a need to pay any extra charges or fees.  

  • Different Banks and their Interest rates

 

Banks

Rate of Interest

Processing Fee

Loan Amount

Prepayment Charges

Disbursal Time

Pre-Payment

Options

Fullerton India

 

(11.99 - 26)%

 

2%

 

Rs.50,000 - Rs.15,00,000

 

Upto 7.00%, 0% after 3 years

 

2-8 days

 

No

IndusInd Bank

12.99% - 20%

 

0.5% -2%

 

Rs.1,00,000 - Rs.25,00,000

 

4%

 

4 working days

 

No

HDFC Bank

(10.99 - 20.99)%

Rs.1999 - 2.5%

 

Min. 50,000 Max. as per eligibility

Nil (For Loan amount>10 lakhs and 12 EMI paid), else 4%

3 - 4 Days

 

No

HDB Financial Services

 

16% - 21%

 

up to 2%

 

Rs.100,000 to Rs.15,00,000

 

Nil for Selected Corporates Employees (CAT A & B). 
4% For Rest

 

2 days - 7 days

 

No

ICICI Bank

11% - 17.50%

Rs.999 for Special offers otherwise 1% - 2.5%

Rs.50,000 - Rs.20,00,000

 

Nil (For Loan amount >10 lacs & 12 EMI paid), else 5%

 

3 - 4 working days

 

No

Citibank

 

11.49% to 16.50%

Upto 2.0% + 0.5% (waiver on PF)
Special surprise gift from Citi Bank

 

Rs.1,00,000 - Rs.30,00,000

 

Upto 3%

 

48 hours

 

Yes

Bajaj Finance

11.99% - 16%

Upto 2%

Upto Rs.25 Lacs

Upto 4% post 1st EMI clearance

Approval In 48 Hours

 

Yes

Tata Capital

11.99% - 17%

Rs.999-2.50%

 

Rs.75,000 - Rs.15 Lacs

 

Part Prepayment Charges: Nil (Allowed Post 6 months, Once a year, 25% of Principal Outstanding)

 

Loan disbursement in 3-4 days

 

Yes

Standard Chartered

11.50% - 18%

0 - 1%

Rs.1,00,000 - Rs.30,00,000

Upto 5%

 

3-4 Working days

 

Yes

Kotak Bank

(10.50 - 16.99) %

0.99% - 2.5%

 

Rs.100,000 - Rs.20,00,000

 

Zero (if loan Amount is more than 10 lakhs) Else 5%

3 - 4 working days

 

Yes

Eligibility Check

We can check our eligibility by using a Personal loan eligibility calculator or a Personal loan EMI calculator.

Collecting and gathering funds is a significant task — many things pop-up into our lives. From home renovation to a holiday trip we need to raise money for each and everything. Personal loan acts as a significant fit.

Difference between the 2 classes

Salaried

Self-employed

Metros: Minimum Salary is Rs15,000 Per month

Metros: Minimum ITR is rs150000/-

Other city: Minimum Salary is Rs12,500 Per month

Other city: Minimum ITR is Rs15,0000/-

Documentation Process: Age proof, Income proof and Past banking history is required.

Eligibility Check

We can check our eligibility by using a personal loan eligibility calculator or a personal loan emi calculator.

Collecting and gathering funds is a major task. Many things pop-up into our lives. From home renovation to a holiday trip we need to collect money for each andeverything. Persoanl loan acts as a major fit to help serve and act as a best fit.

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