Personal Loan in Khammam

  • Loan ID : N0177
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Khammam is one of historic places and one of the beautiful city in Andra Pradhesh. We can avail a Personal loan in Khammam at a lower rate of Interest and lowest Emi with no hidden charges. Top of Form

Different Banks and their Interest Rate

Banks

Rate of Interest

Processing Fee

Loan Amount

 

Prepayment Charges

 

Disbursal Time

 

Pre-Payment Option

Kotak Bank

(10.50% - 16.99)%

0.99% - 2.5%

 

Rs.100,000 - Rs.20,00,000

 

Zero (if loan Amount is more than 10 lakhs) Else 5%

 

3 - 4 working days

 

Yes

ICICI Bank

11% - 17.50%

Rs.999 for Special offers otherwise 1% - 2.5%

Rs.50,000 - Rs.20,00,000

Nil (For Loan amount >10 lacs & 12 EMI paid), else 5%

3 - 4 working days

 

No

Bajaj Finance

11.99% - 16%

Upto 2%

Upto Rs.25 Lacs

Upto 4% post 1st EMI clearance

Approval In 48 Hours

Yes

Standard Chartered

11.50% - 18%

0 - 1%

Rs.1,00,000 - Rs.30,00,000

Upto 5%

 

3-4 Working days

 

Yes

Citibank

11.49% to 16.50%

Upto 2.0% + 0.5% (waiver on PF)
Special surprise gift from Citi Bank

 

Rs.1,00,000 - Rs.30,00,000

 

 

Upto 3%

 

48 hours

 

Yes

HDFC Bank

10.99% - 20.99%

Rs.1999 - 2.5%

Min. 50,000 Max. as per eligibility

Nil (For Loan amount>10 lakhs and 12 EMI paid), else 4%

3 - 4 Days

 

No

Tata Capital

 

11.99% - 17%

 

Rs.999-2.50%

 

Rs.75,000 - Rs.15 Lacs

 

Part Prepayment Charges: Nil (Allowed Post 6 months, Once a year, 25% of Principal Outstanding)

 

Loan disbursement in 3-4 days

 

Yes

HDB Financial Services

16% - 21%

 

up to 2%

 

Rs.100,000 to Rs.15,00,000

 

Nil for Selected Corporates Employees (CAT A & B). 
4% For Rest

 

2 days - 7 days

 

No

IndusInd Bank

12.99% - 20%

0.5% -2%

Rs.1,00,000 - Rs.25,00,000

4%

 

4 working days

 

No

Fullerton India

11.99% - 26%

2%

Rs.50,000 - Rs.15,00,000

Upto 7.00%, 0% after 3 years

2-8 days

No

Eligibility Criteria:

People fall into two categories. Both of them can be Working class or Running their own business.

Anyone can acquire a Personal Loan. However, we must keep some points in a note. This is a primary line that most individuals fall into.

In case of Salaried, a minimum of 15,000 per month and Itr of Rs 15,0000 is required for a Business person.

Documentation Process

 To process the loan application, there are a particular set of documents that will be required.

  • Identity Proof
  • Pat 6 months Bank statements
  • Proof of living
  • Past Salary Slip

Note: In case, an individual is running a business or falls under the category of self-employed, There will be a particular set of documents that will be required.

These include a balance sheet, profit and loss account, partnership deed and another set of mandatory documents.

Benefits of applying for a Personal Loan in Khammam

1)     There is a lot of flexibility as the applicant can select a plan depending on his income and repayment capability.

2)     Personal Loan does not hold any boundation. It is open for all purposes, and a particular person can overcome all his financial problems.

3)     Collateral free loan. This is the best part as no security is required against availing a loan.

4)     Also, there is no need for a co-signer.

There are different options. We have financial advisors who guide you in terms of the best loan as per the roles and goals.

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