Personal Loan in Kurnool

  • Loan ID : N0179
  • 732
  • 0

Kurnool is a city in one of the districts of Andhra Pradesh. It lies on the banks of Tungabhadra River and also it is the most popular city of the state.

Different Bank and their Interest Rates:


Rate of Interest

Processing Fee

Loan Amount

Pre-Payment Charges

Disbursal Time




Kotak Bank


10.50% - 16.99%

0.99% - 2.5%


Rs.100,000 - Rs.20,00,000


Zero (if loan Amount is more than 10 lakhs) Else 5%

3 - 4 working days



IndusInd Bank

12.99% - 20%

0.5% -2%

Rs.1,00,000 - Rs.25,00,000


4 working days



10.99% - 20.99%

Rs.1999 - 2.5%


Min. 50,000 Max. as per eligibility


Nil (For Loan amount>10 lakhs and 12 EMI paid), else 4%

3 - 4 Days




11% - 17.50%


Rs.999 for Special offers otherwise 1% - 2.5%

Rs.50,000 - Rs.20,00,000

Nil (For Loan amount >10 lacs & 12 EMI paid), else 5%

3 - 4 working days




11.49% to 16.50%


Upto 2.0% + 0.5% (waiver on PF)
Special surprise gift from Citi Bank


Rs.1,00,000 - Rs.30,00,000


Upto 3%


48 hours



Standard Chartered

11.50% - 18%


0 - 1%


Rs.1,00,000 - Rs.30,00,000


Upto 5%


3-4 Working days



Fullerton India

11.99% - 26%




Rs.50,000 - Rs.15,00,000


Upto 7.00%, 0% after 3 years

2-8 days



Tata Capital

11.99% - 17%




Rs.75,000 - Rs.15 Lacs


Part Prepayment Charges: Nil (Allowed Post 6 months, Once a year, 25% of Principal Outstanding)

Loan disbursement in 3-4 days



Bajaj Finance

11.99% - 16%


Upto 2%


Upto Rs.25 Lacs


Upto 4% post 1st EMI clearance

Approval In 48 Hours



HDB Financial Services

16% - 21%


up to 2%


Rs.100,000 to Rs.15,00,000


Nil for Selected Corporates Employees (CAT A & B). 
4% For Rest


2 days - 7 days



Loan Eligibility Criteria:

If a loan is taken, a person is held accountable to repay the loan amount on time. Bank undergoes a complete check of the portfolio of each person before sanctioning the loan. The terms and conditions can be followed:


Self - Employed

Metros: Minimum salary requires is 15,000 per month


Other cities : Minimum salary required is 12,500 Per month

Metros: Minimum salary required is 15,0000


Other cities : Minimum ITR is 15,0000

Documents Required:

There are various documents which will be required at the time of availing a loan.

Age Proof: Pan Card, Passport, Voters Id or Driving license will be required.

Address Proof: Passport, Telephone bill, Electricity bill

Income Proof: Salary for last month

Job continuity proof: Relieving letter or appointment letter will be required

Banking History: Banking Statement of previous two months.

Interest Rate of Personal Loan Kurnool

As we have discussed, there are various banks, and they have varying interest rates. The interest rates vary from person to person. The salary and the Cibil score are the two options. The interest rate of personal loan is generally from 10.75% per year.

Tenure of Personal loan

The mandate of Personal loan is generally from 1 year to 5 years. Availing a personal loan in India comes up with a lot of hassle. However, with the advent of digitalization, things have become much more straightforward. Apply-Loan can help in secure processing of Personal Loan in Kurnool. Here are few points:

Quick Loan Approval:  All the documents can be scanned at a faster pace. Also, we can apply for a loan anywhere between Rs. 10000 to Rs 5 lac

Flexible and Customized: There is a tie period of 3-12 months, which is provided in order to repay the loan.

Entirely Online: There is a complete paperless interface that we can work with. Everything can be accessed online without any hassle.

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