Personal Loan Interest Rates and Charges Bajaj Finserv

  • Loan ID : N069
  • 82
  • 1

Get attractive interest rate on Personal Loan from Bajaj Finserv and pay only interest as EMI ✔ Interest rates 12.49% onwards ✔ Only Rs. 1292/lakh as EMI ✔ Pay up to 45% lesser EMI ✔ Money in bank in 24 hours ✔ Check your Personal Loan eligibility.

Personal Loan Interest Rates and Charges

For instant loan approvals online of up to Rs.25 lakh

 Applicable charges
Processing fees2.25% - 3% of the loan amount
EMI bounce chargesRs 1,000 for every bounce
Penal interest2.00% p.m
Interest rate12.49% onwards
Secure fee only for onlineRs. 2,499/-

Foreclosure Charges

Borrower Type: Interest TypeTime Period (Months)Foreclosure charges
NA>14% plus applicable taxes on principal outstanding *

*Foreclosure: charges will be applicable on the current principal outstanding.

For Line of credit (Flexi Pure) Charges will be calculated on sanctioned limit

Part prepayment charges

Borrower Type: Interest TypeTime Period (Months)Part payment charges
NA>12% plus applicable taxes on part payment amount paid

*Part payment made should be more than 1 EMI
*Nil part payment charges for flexi

Annual Maintenance charges

Line of CreditFlexi LoanPersonal Line
0.25% on sanctioned amount0.25% on Flexi Dropline limit0.25% on Flexi Dropline limit

*Chargers will be levied annually

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    Required loan 80000 by Narender Singh:

    Hi I want loan 80000 kindly guide me I m salary person..