




What your personal loan costs
With Tata Capital's Personal Loans, you won't have to think twice before facing life's trials. Be it your child's education, a foreign holiday, a sudden home renovation, a family wedding, repayment of an existing loan, a personal emergency or even that special gift for your loved one. Your dreams and responsibilities will never take a backseat with our personal loans.
The charges are:
Upon applying for a personal loan, you will be charged a non-refundable processing fee, which will vary depending on the particulars of your loan.
A 2% charge is levied every outstanding month over the prevailing interest amount for delays in payment
Charges | Amount* |
---|---|
PDC Charges | Rs. 850 |
Bouncing Charges | Rs. 450 |
Cancellation Charges | 2% of loan amount of Rs. 5,750 whichever is higher |
Duplicate NOC | Rs. 550 |
Swapping Charges | Rs. 600 |
Foreclosure Charges | 4.5% of the principle outstanding at the time of foreclosure + ST |
Foreclosure Charges for Top Ups | 2% on the future principle outstanding on the existing loan + ST |
Duplicate Repayment Schedule | Rs. 550 |
Sec 138 and 25 | Rs. 3,400 |
Arbitration Filling | Rs. 4,000 |
Receiver Order District Court | Rs. 4,000 |
Receiver Order High Court | Rs. 13,500 |
Notice | Rs. 125 |
Legal Notice | Rs. 300 |
Execution of Award | Rs. 5,600 |
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