What your personal loan costs

With Tata Capital's Personal Loans, you won't have to think twice before facing life's trials. Be it your child's education, a foreign holiday, a sudden home renovation, a family wedding, repayment of an existing loan, a personal emergency or even that special gift for your loved one. Your dreams and responsibilities will never take a backseat with our personal loans.

The charges are:

• Processing Fee:

  Upon applying for a personal loan, you will be charged a non-refundable processing fee, which will vary depending on the particulars of your loan.

• Part Prepayment Charges:
  • Part payment permissible only after 6 month of seasoning
  • Maximum 25% of outstanding permissible (without any charges) within an annual cycle. 2% charges applicable beyond that.
  • Maximum part payment permissible (with charges ) will be total outstanding POS- 1EMI amount.
• Delay in Payment Charges:

  A 2% charge is levied every outstanding month over the prevailing interest amount for delays in payment

• Miscellaneous Charges

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