Personal Loan Processing Fees TATA Capital

  • Loan ID : N030
  • 46
  • 0

What your personal loan costs

With Tata Capital's Personal Loans, you won't have to think twice before facing life's trials. Be it your child's education, a foreign holiday, a sudden home renovation, a family wedding, repayment of an existing loan, a personal emergency or even that special gift for your loved one. Your dreams and responsibilities will never take a backseat with our personal loans.

The charges are:

  • Processing Fee:

    Upon applying for a personal loan, you will be charged a non-refundable processing fee, which will vary depending on the particulars of your loan.

  • Part Prepayment Charges:
    • Part payment permissible only after 6 month of seasoning
    • Maximum 25% of outstanding permissible (without any charges) within an annual cycle. 2% charges applicable beyond that.
    • Maximum part payment permissible (with charges ) will be total outstanding POS- 1EMI amount.
  • Delay in Payment Charges:

    A 2% charge is levied every outstanding month over the prevailing interest amount for delays in payment

  • Miscellaneous Charges
ChargesAmount*
PDC ChargesRs. 850
Bouncing ChargesRs. 450
Cancellation Charges2% of loan amount of Rs. 5,750 whichever is higher
Duplicate NOCRs. 550
Swapping ChargesRs. 600
Foreclosure Charges4.5% of the principle outstanding at the time of foreclosure + ST
Foreclosure Charges for Top Ups2% on the future principle outstanding on the existing loan + ST
Duplicate Repayment ScheduleRs. 550
Sec 138 and 25Rs. 3,400
Arbitration FillingRs. 4,000
Receiver Order District CourtRs. 4,000
Receiver Order High CourtRs. 13,500
NoticeRs. 125
Legal NoticeRs. 300
Execution of AwardRs. 5,600

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